2441 Warrenville Rd • Ste 310 • Lisle, IL 60532

Customer Frequently Asked Questions

How long before ENGS Insurance Agency LLC will be licensed in my state?

Our National Roll Out will be completed by January 2017 and we will hold licenses in all states that ENGS Commercial Finance Co. write loans and leases in.

How do I get a quote for insurance?

You do not have to do anything. We will automatically provide an insurance quote for your consideration when you receive financing terms from us. You can also ask for an insurance quote from ENGS Insurance Agency through our website www.engsfinance.com.

Why should I change my insurance agent?

As you already partnered with ENGS Commercial Finance  for your financing, you are working with a trusted source for your Truck and Trailer needs.   We also offer competitively priced and a convenient solution for your insurance needs.

SPEED: No more waiting for approval of insurance coverage to fund your truck purchase.  We offer point-of-sale insurance products designed to address your insurance needs and requirements with VERY competitive pricing on Non-Trucking Liability, Vehicle Physical Damage and Occupational Accident.

SIMPLICITY: Financing is no longer delayed by the complexities associated with purchasing insurance.   Repairs are no longer delayed waiting for the lienholder to send the insurance check to the repair shop, getting you back on the road quicker.

SERVICE: We partnered with A+ rated and well-capitalized insurance companies to provide our customers security in knowing that their insurance needs are protected. In addition, by choosing ENGS Insurance Agency, you will receive additional benefits such as: reduced towing rates through the INA Towing network, highly experienced claim adjusters, and a network of repair shops that are BRAND specific to repair your truck right the first time.

Can I reduce my premium?

YOU can! The record of the driver will dictate the price you will pay. So you have control over the cost of your insurance.

What Insurance products are being offered?

Non-Trucking Liability up to $1,000,000 limits; Vehicle Physical Damage and Occupational Accident. See Products and Services for details.

Am I required to use ENGS Insurance?

No, but there will be several benefits from the combination of services.  Here are only a few:

  • Competitive Pricing
  • Faster financing
  • Quicker claims service
  • Streamlined payment processing
  • One-stop-shop for equipment and insurance products

WHY use ENGS to insure your construction equipment?

Insuring a piece of financed equipment is a requirement but fiancing and insuring at the same point of sale is easy on you.  The insurance is written for the term on the loan making closing on the loan fast.  Our rates are the best available with American Bankers Insurance Co of Florida (an Assurant Company), an A+ admitted carrier.  Our coverage is the most comprehensive in the industry.  All you have to do is ask for it.  If you are choosing ENGS Commercial Finance Co to finance your equipment loan, we will insure your equipment.  Call 630-618-2987 and ask for Barb Reardon.

What losses to my equipment are covered?


All physical damage to the covered equipment incl, but not limited to, burglary, theft, flood, power surge and accidental damage.

Take Your Next Step

Our business is helping your business thrive by offering well-designed financial loan and lease products, and delivering commercial trucking insurance products to get you on the road faster, and protect you along the way.

In order for us to process your application and finalize an insurance quote, we will need for you to supply:

  • Photo of your driver’s license front & back
  • Copy of your signed Independent Contractors Lease Agreement