ENGS Insurance Agency

Insurance Products and Services

Liability Insurance

Bodily Injury & Property Damage coverage
If you are operating under your own MC#, you will need Primary Auto Liability to operate on the road. ENGS Insurance Agency offers up to $2,000,000 Bodily Injury/Property Damage coverage.

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Motor Truck Cargo

Protecting the cargo under your care, custody and control while you haul under contract for another party is necessary for most motor carriers. We provide up to $250,000 and reefer breakdown in most states.

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Non-Trucking Liability & Excess Liability

ENGS Insurance Agency offers up to $1,000,000 Bodily Injury/Property Damage coverage when you are operating with no trailer attached.  Benefit to you: You are covered for Public Liability when you are using your truck for personal use. Any personal use of your truck between your return and next dispatch point MUST have this insurance.

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Physical Damage

Coverage for your Trucks

Protects your vehicle from losses from collision, vandalism, fire, & theft. Additional coverages are available.

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Occupational Accident

Coverage for yourself, if you haul under someone else’s authority and are paid with a 1099

Benefits include medical payments, accidental death and dismemberment, disability, and survivor’s benefit. Download our brochure.

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Worker’s Compensation

Insurance for an injured employee
Workers’ compensation is a form of insurance providing wage replacement and medical benefits to employees injured in the course of employment

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General Liability

ENGS Insurance Agency offers up to $2,000,000 Bodily Injury/Property Damage coverage to protect you from liability claims that arise out of your operation, including loading and unloading your truck.

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Inland Marine

Industrial Equipment Coverage

We know the important ‘what if’ of any failure effect and severity on your business and offer you protection. Our open peril policy provides accidental damage, employee theft, theft, flood, and more, including mechanical breakdownDownload our brochure for more details.

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Contractors Equipment

If you are financing a piece of construction equipment you will need insurance protection from damage, theft, vandalism and more. ENGS Insurance Agency offers up to $250,000 protection from loss for equipment located anywhere in the United States including Canada. We will repair or replace subject to $1,000 deductible and allow you to rent a replacement if your unit is down due to a covered loss. Download our brochure for more details.

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